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Checkmyfile.com


FREE no obligation credit score check

Checkmyfile.com is the only UK provider of online credit files, offering independent and expert analysis and monitoring services on consumer credit files.

As a registered user of checkmyfile.com you can check out your own credit score online using a specially developed scorecard to give you an idea of how a lender, such as a bank, credit card company or loan company, may rate you.

Your online credit score is calculated from information provided by you, and and by information held by checkmyfile.com about where you live. This service is free of charge to registered users and may be used as often as you like. There are no hidden charges, and there's absolutely no obligation to buy any of checkmyfile.com's products.

When you need to be absolutely sure...

Checkmyfile.com also offer a credit score that is calculated when you purchase an Online Public Credit Report or a Comprehensive Report Online. This gives a more accurate result than the free service. It more closely resembles how lenders will assess you, using a mixture of information provided by you and combining it with the information held by one of the principal credit reference agencies about you.

Why your credit rating is important

Checking your credit rating is fundamental good practice - even if you're not planning to apply for a loan!

Why? Because your credit score does more than track your credit and how you pay your bills. It represents your financial profile, and it can affect more than just your ability to obtain additional credit.

Lenders, employers, landlords, car financing and leasing firms, insurance companies, plus a hopst of other businesses, are all entitled to review your credit status before deciding to do business with you.

So, it is definitely to your advantage to make sure that your credit rating is in good shape - before you get a nasty surprise.


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